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While paper check volumes may be dropping, the scope of work that can be handled by a remittance processing system is growing, offering many new service and revenue opportunities.
Electronic Payments - As paper payments continue to decline, electronic payments, specifically Internet payments are growing at an exponential rate. At J&B Software, our solution represents a new approach to electronic billing and presentment. Based on the latest XML, XSL and .NET technologies, it offers an unprecedented level of flexibility, with a superior user interface. Its user-friendly interface utilizes standard Web browsers and is linked to, and exactly duplicates the look and feel of your own Web site.

Interactive Lockbox - J&B Software's Interactive Lockbox (ILB) allows clients to automatically move exception items to the appropriate department for handling. This module provides our customers with a delivery vehicle to move real-time, exception items or special handling requests directly to the appropriate source for payment processing completion. This collaborative online processing platform streamlines the payment process, adding real time correction and/or special handling, reduces manual exception processing, and automates reconciliation. All the while maintaining transaction integrity between the check and the invoice. Additionally, it eliminates the need for operators to manually interact with their customers via fax, email, and phone, since operators do not need to physically remove the payment from the workflow.

NetQuery - Allows the user to access and view archived data and images from any location, using a standard Internet browser. A variety of standardized search criteria enables users to locate the data and images they seek quickly and efficiently. A system of firewalls, encryption software, and login passwords provides totally safe access.

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